Consultant was very nice and helpful. Even Though it took almost 2 months to make all the arrangements connected to the mortgage, her attitude was very pleasant and she also helped me when I was dealing with the Czech land registry office. I can definitely recommend their services to anyone and I would like to thank them for the individual approach.
How we process the mortgage applications
Our counselor will contact you shortly after you will fill in the mortgage inquiry application form. The purpose of the call is to have all correct information.
We will send you an offer via e-mail within 24 hours.
- If you will be satisfied with the offer, a meeting with our counselor will be set up.
- You will fill in a loan application together and the counselor will send it afterwards to bank for checking (so called scoring).
Scoring = a process of evaluation of your solvency (checking of loan register). The result of checking is an approval or rejection of the loan.
The process of scoring takes about 2 days. You will know the result approximately within this period of time.
If the result of scoring is positive, the counselor will set up an estimation of property and also a meeting with you so that the rest of necessary documentation can be provided to the bank.
Once that the loan is approved by bank, the institution will provide a loan documentation that will be handed over to the counselor. You will be afterwards asked to sign it.
The counselor will set up a personal meeting with you so that all details of the loan contract can be explained and discussed. Your eventual questions will be answered.
Whole loan file (contract + attachments) will be submitted to the bank by the counselor so that the institution can process the loan.
Timeline showing the mortgage processing
Offer of the loan
Processing of an estimation of the property + delivery of other necessary documents for the loan approving process
Process of loan approval, printing out of the loan documentation
Signing of the loan documentation, fulfillment of conditions of the loan taking
Sending of the loan file to the bank, loan taking